Questions? Call (925) 788-3928 Apply

CONNECT WITH US LinkedIn Facebook email
JC Financial, Mortgage Lender, Alamo, CA

More Information

Call:(925) 788-3928

Apply: Click Here

Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out). A few reasons for cashing out include: home improvement, an education fund, and consolidating debt.

Another way to convert equity in your home to cash is a "home equity" loan. A "home equity" loan is an alternative to refinancing if your home loan has a very low rate compared to current interest rates or if you have a prepayment penalty on your loan.

Just imagine what you could do with an extra $100, $300 or more each and every month. You might decide to apply the savings toward your mortgage balance and build equity faster. Or maybe you just might want to put the money in your


Reduce Your Interest Rate
Cash Out Equity for Home Improvements
Consolidate Debt
Lower Monthly Payments

To Refinance You'll Need:

Current Appraisal and Analysis
Verification of Assets and Income

Apply Online Meet Our Staff

Free Consultation

Complete the form below to register for Free Consultation. Please note that fields marked with an asterisk are required.


                                 CA DRE Lic# 01932402

                                 NMLS# 1062242