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JC Financial, Mortgage Lender, Alamo, CA
 

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Call:(925) 788-3928
Email: info@jcfinancial.biz

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FHA loans have been helping people become homeowners since 1934. Some benefits of FHA loans are:

 

  • Low down payments
  • Low closing costs
  • Easy credit qualifying
  • Better loan program options

 

What does FHA have for you?

 

Buying your first home?
FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan. Available on 1-4 unit properties.
 

Want a fixer-upper?
FHA has a loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and add the cost of repairs - all in one loan.

 

Financial help for seniors
Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer "yes" to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash.
 

Want to make your home more energy efficient?
You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.
 

How about manufactured housing and mobile homes?
Yes, FHA has financing for mobile homes and factory-built housing. There are two loan products – one for those who own the land that the home is on and another for mobile homes that are - or will be - located in mobile home parks.

 

 

 

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                                 CA DRE Lic# 01932402

                                 NMLS# 1062242